Step Into Homeownership with Conventional Loans

Conventional Loans offer a flexible and reliable path for buyers who want competitive rates and customizable financing options. These loans are not backed by government agencies, giving borrowers more control over terms and requirements. With stronger credit and financial stability, buyers can benefit from lower costs and fewer restrictions. This program is ideal for those seeking a straightforward loan solution with long-term advantages. Conventional Loans help you build a solid foundation for your homeownership goals with confidence.
Contact Us

Why Conventional Loans Matter

Conventional Loans provide a wide range of financing options that adapt to different buyer profiles and property types. They offer the freedom to choose from various term lengths, down-payment options, and rate structures. Working with Epiq Lending and Chuck Biggs ensures that you understand each choice clearly and select the right fit for your financial strategy. This program supports buyers who value flexibility, stability, and long-term loan performance.
Explore More

How Conventional Loans Work

Conventional Loans follow guidelines set by Fannie Mae and Freddie Mac, offering competitive rates and predictable terms. Borrowers with strong credit and income enjoy benefits like lower mortgage insurance costs and potential rate savings. Whether you’re purchasing a primary home, second home, or investment property, these loans provide reliable financing tailored to your needs. With expert guidance from Chuck Biggs, you can navigate the process smoothly and make informed decisions.
Explore More

Benefits of Conventional Loans

_______

Competitive interest rates

_______

Flexible down-payment options

_______

Lower mortgage insurance costs

_______

Ideal for strong credit borrowers
get personalized Loan options

Who Should Choose a Conventional Loan

Conventional Loans are a strong option for buyers with stable financial profiles who want customizable terms and long-term savings. This program works well for those planning to put more money down or looking to avoid the fees associated with government-backed loans. Whether you’re buying your first home or expanding your real estate portfolio, conventional financing provides structure and stability. Chuck Biggs and Epiq Lending guide you through each step to help you choose with confidence.
Explore More

Why Choose Chuck Biggs for Your Mortgage Needs

Chuck Biggs with Epiq Lending delivers reliable, client-focused mortgage solutions tailored to your financial goals. Whether you’re buying a home, refinancing, or investing, Chuck provides personalized guidance, clear communication, and a streamlined process from start to finish. With a focus on competitive options, transparency, and long-term value, you can move forward with confidence knowing your financing supports both your immediate needs and future plans.

We are known for

Personalized Loan Solutions – Every client is unique, and so are our mortgage solutions. We tailor every loan to fit your goals and financial situation.

Fast and Efficient Closings – Our streamlined approach ensures quick approvals and smooth closings, helping you move forward with confidence.

Competitive Rates & Flexible Programs – From DSCR and VA Loans to FHA, Conventional etc, we provide options that match your needs and budget.

Exceptional Client Experience – We go beyond transactions to build lasting relationships, offering guidance, education, and support even after your loan closes.

talk to a loan specialist

Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

talk to a loan specialist

"FAQs"

Getting started is simple. Reach out to Chuck Biggs with Epiq Lending to discuss your goals, financial situation, and timelines. He will guide you through the pre-qualification process and help you understand your options.

 

Chuck will provide a clear list of necessary documents, usually including proof of income, tax returns, bank statements, and identification. This ensures your application process is smooth and efficient.

 

The timeline varies depending on your situation, but Chuck focuses on keeping the process transparent and on schedule. He will provide updates at each step to make sure you know what to expect.

 

Absolutely. Chuck specializes in helping first-time buyers understand the process, choose the right financing, and make informed decisions. He provides education and support throughout the entire journey.

 

Chuck takes a personalized approach, reviewing your financial goals, budget, and long-term plans. He provides clear explanations and professional advice so you can confidently select the solution that fits your needs.

Start Your Conventional Loan Journey

Chuck Biggs brings years of mortgage expertise to help you secure a loan that aligns with your goals. Conventional Loans offer flexibility, strong pricing, and long-term advantages, making them a preferred choice for many buyers. When you’re ready to move forward, Chuck will provide clear guidance and personalized support to ensure a smooth path to homeownership. Take the next step confidently with a partner who puts your needs first.